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Does Insurance Cover Drug Rehab?

There are two key requirements to entering treatment for substance use disorders. The first is the willingness of the person to admit they need help and ask for it. The second is to determine if insurance covers rehab.

Retreat of Atlanta can answer the question, “Does insurance cover drug rehab?” for people interested in our program. The answer is yes. We accept several types of insurance to help people make their dream of living a substance-free life come true. People who enroll in our detox program learn how to replace their urges to use drugs and alcohol and replace them with healthy coping skills. 

Contact us today to verify your insurance coverage.

Does Insurance Cover Drug Rehab?

Everyone knows that insurance plans cover medical treatment but many wonder, “Does insurance cover drug rehab?” Insurance companies know that having good physical health proves as vital as good mental health. Most insurance companies typically cover different types of treatment for substance use disorders. Contacting the number on the person’s ID card or visiting the insurance company’s website will provide helpful information about what services are covered and any cost to the customer. 

Insurances We Work With At Our Georgia Rehab Programs

Now that you know that insurance covers drug rehab, it’s helpful to know which ones Retreat of Atlanta works with. 

The Affordable Care Act & Drug and Alcohol Rehab

The Affordable Care Act (ACA) was signed into law by President Obama in 2010 to make affordable healthcare available to many people who could not obtain it previously. Millions of people can now get behavioral healthcare, which means gaining access to drug and alcohol detox and rehab. 

ACA ensures that no company in its plan can deny someone treatment for a pre-existing condition, including a substance use disorder or mental health disorder. All ACA plans must include treatment for addiction and mental illnesses, which meets the needs of many people seeking detox and rehab services.

Drug Detox + Insurance

How Much Does Insurance Cover For Detox?

How much coverage is provided by insurance used for detox depends on a few influencing factors that include:

  • Type of policy
  • Length of the program
  • Co-payment requirement
  • If the deductible has been met
  • Measures of the individual’s progress during treatment

Because detox is the first step in treating addiction, many policies cover the full five to seven days that detox takes on average.

Drug Rehab + Insurance

How Much Does Insurance Cover For Rehab?

Just as it does for detox, several factors contribute to how much insurance covers for rehab.

  • Type of policy
  • Length of the program
  • Co-payment requirement
  • If the deductible has been met
  • Measures of the individual’s progress during treatment

Rehab can last anywhere from 30 to 90 days, depending on whether the program is residential or outpatient and the severity and length of the person’s addiction.

Detox vs Inpatient Rehab

Detox is the first level of care a person attends when learning to quit abusing drugs and alcohol. It takes place in a round-the-clock treatment facility. The average amount of a detox stay is five to seven days.

The types of detox programs include: 

Residential care also happens in a 24/7 treatment facility, but the average amount of time spent there is 30 days or more. This level of care occurs after detox.

The types of treatment provided in inpatient care include:

What Services Will My Insurance Cover In Rehab?

Another common question after, “Does insurance cover drug rehab?” is what types of services the person can attend. Most rehab programs offer several of these types of services that help aid people in overcoming addiction to drugs and alcohol. 

  • Individual Therapy: The convenience of a therapist focused on the emotions and experiences expressed by the person in treatment.
  • Cognitive Behavioral Therapy: This teaches people to identify their troubling emotions and thought patterns and improve them to influence healthier behaviors.
  • Dialectical Behavior Therapy: This type of therapy teaches people four vital skills to improve their ability to stay sober: mindfulness, distress tolerance, emotion regulation, and interpersonal effectiveness.
  • Group Therapy: A small group of people in recovery meet under the guidance of a therapist and offer each other support and ideas for staying sober.
  • Family Counseling: A therapist leads talks among family members that help them understand the challenges of overcoming addiction and ways they can support their loved ones.
  • Holistic Therapy: Therapies used to help people heal their minds, spirits, and bodies simultaneously, such as art therapy, acupuncture, and yoga.
  • Psychiatry: A combination of prescription medications and traditional talk therapies.
  • Medication-Assisted Treatment (MAT): Prescription medications used to treat opioid and alcohol use disorders.

Does Insurance Cover Aftercare Services?

Some insurance policies cover aftercare services, depending on which ones the individual wishes to use. Common aftercare services include continuing with individual or group therapy, attending support groups, and alumni support from a treatment facility.

Begin Drug Rehab at Retreat of Atlanta Today

Now that you know the answer to, “Does insurance cover drug rehab?”, you can begin to plan for entering the right program to meet your needs. Retreat of Atlanta helps people get through the challenging first days and weeks of sobriety by providing them with medical and psychological support. Our talented staff of addiction specialists teaches you to stand up on your own and leave alcohol and drugs in your past. 

Contact us today to start a conversation about how you can walk out of the shadow of addiction, and hit the reset button on your life. We can provide answers to your questions about what your insurance covers and how to begin the enrollment process. 

762-366-0100